With the increasing of social competition, there are more and more people becoming mortgage slave. As the housing price is too high to afford and everyone wants a house to be their home, so they try every means to buy a house. This is the reason for the appearing of mortgage slave. They choose to pay by installment to afford a house. Some people are happy to have such a good way to solve the housing problem. But some are not agree with this way for some reason. In my opinion, I don’t think to be the mortgage slave is a good choice.
隨著社會競爭的日益加劇，越來越多的人成為房奴。由于房價太高，很多人無法買得起房，而想要一個房子作為家則是每個人的想法，所以他們會想盡辦法買房。這就是出現房奴的原因。他們會選擇分期付款來買房子。有些人很高興有這樣的一個好辦法來解決住房問題。但有些人卻有他的理由而不同意這一做法。在我看來，我不認為 “房奴”是一個很好的選擇。
Firstly, mortgage slave will reduce the quality of people’s life. Ignoring the housing debt, the main purpose for people to work is earning money to enjoy life. However, having the debt, they are afraid of doing everything with money, such as, they don’t dare to change job casually, they don’t dare to join the entertainment cost money, they afraid goods become expensive and so on. They will use money carefully, otherwise, the money they earn would not afford for their expense, because they have to afford the housing debt every month.
首先，房奴會降低人們的生活質量。不考慮房債，人們工作的主要目的是賺錢來享受生活。然而，有了房債，需要到錢的事情他們都不敢做 ，比如，不敢輕易換工作，不敢參與需要花錢的娛樂，他們害怕商品價格上漲等等。他們會很小心地用錢，否則，他們掙的錢也不夠他們的消費，因為他們每個月還得付房貸。
Secondly, being the mortgage slave will increase the pressure of human being. As we all know that living in the modern society is full of stress, but being a mortgage slave will increase their pressure. It not hard to imagine how their life would be. Nobody can live happily under great stress. It is bad for their health. 
其次，房奴會增加人們的壓力。我們都知道，生活在現代社會中已經是壓力山大了，但要是成為房奴壓力會更大。不難想象，他們的生活會是怎么樣的。在如此大的壓力下誰能生活得開心呢。這對他們的健康也是不利的。
In general, according to the reasons I mentioned above, I really don’t really agree with being mortgage slave. If living so unhappy, what is the purpose to own a house?
總的來說，由于我上面提到的原因，我是真的不同意成為房奴。如果生活得那么的不開心，要房子又有何用呢？