Money is very important for everyone in theworld. Just as the proverb said,” money is not everything, but without moneyeverything is nothing.” However, as almost everything needs money, money islimited for most people. Different people have different opinions towardsmoney. Some prefer to save money, while some would like to use the money ahead.Their reasons are as following.

金錢對于這世界上的每個人都是很重要的。正如諺語所說，“錢不是萬能的，但沒有錢卻是萬萬不能的”。然而，因為幾乎所有的東西都需要錢，所以錢對于大多數人來說是有限的。不同的人對金錢有不同的看法。有些人更喜歡存錢，而有些人則喜歡提前消費。他們的理由如下。

On the one hand, some people think savingmoney is necessary in life. It is well-known that life is not always smooth. Whenfacing some sudden difficulties that need a large number of money, we caneasily solve this problem if we have saved some money before. In addition,storing some money will let us feel at lease. As we know that if anything happenor anything needs money, we can use money to solve it or relieve the serious. Ina word, having some spare money is of great help.

一方面，有些人覺得在生活中省錢是有必要的。眾所周知，生活并不總是順順利利的。當面對一些突發性的困難，需要大量的資金時，如果我們在這之前已經攢了一些錢，我們就可以很容易地解決這個問題。此外，存一些錢也可以讓我們心安。因為我們知道如果發生什么事情需要到錢，我們可以用錢來解決或緩解問題的嚴重性。總之，存有一些多余的錢是很有幫助的。

On the other hand, using the money ahead isthe new living trends for people. They consider today is the most important, becauseyesterday has passes and tomorrow is not arrive. So they use credit card orlend money from others to live a happy life for now. They don’t think usingtomorrow money is wrong. For them it is a new way to enjoy life. Tomorrow can’tbe predicted, so they have to master today.

另一方面，提前消費是人們現在生活的新趨勢。他們認為當下是最重要的，因為昨天已經過去，明天還沒到來。所以他們使用信用卡或者向別人借錢來享受當下的生活。他們不覺得提前消費是錯誤的。對他們來說這是享受生活的新方法。明天是不可預測的，所以他們要把握今天。

To sum up, both opinions have theircorrectness. But personally speaking, I prefer the former opinion. I think weshould not live without responsibility, but just happy. We need to save somemoney to take the responsibility in our life.

總之，這兩種觀點都有其正確性。但就我個人而言，我更喜歡前者的觀點。我認為我們不應該沒有責任感，只圖一時之快。我們需要存一些錢來負起生活中的責任。